Attention homeowners in Lake City and Craighead County: Need an appraisal?
The top 7 reasons AR homeowners call on Strobbe & Co.:
Own a home in or near Lake City, AR and need help deciding the value of it?
We at Strobbe & Co. understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Strobbe & Co., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to remove PMI?
An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're experts in helping people just like you do away with undesirable PMI insurance.
Challenging Craighead county's assessment of your property
Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Strobbe & Co. is your number one weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Strobbe & Co. can provide you with efficient appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.